When you migrate your app from Apple’s in-app purchases to Stripe, you’re likely focused on revenue flexibility, better margins, and fewer platform restrictions.

What you’re not expecting? A spike in chargebacks.

That’s exactly what happened to us.

Within a few weeks of going live with Stripe, our dispute rate tripled. Apple’s tightly controlled ecosystem masked a lot of risks that became very real, very fast once we moved over.

Here’s what we wish we knew—and what you should watch out for if you’re making the switch.